Dear COBRA Insurance Benefits,
I recently got a new job, but found out that I am going to have to leave the job due to family issues. However, I really need the health insurance from the new job and will need to continue it on COBRA since my husband has a pretty serious health condition. I have only worked there for 30 days and am curious about how long I need to work at my company to qualify for COBRA insurance? Is there a minimum amount of time? Could I get COBRA insurance already? Thanks.
In Need of COBRA Insurance
This is a great question and actually one that many people have recently emailed us about. The answer is actually surprisingly simple. If you are currently getting health insurance from your company and meet the COBRA insurance requirements, then you qualify for COBRA insurance. That applies to both your coverage and your family’s COBRA coverage assuming you meet the requirements.
So what if you don’t currently get health insurance from your company? Then you are not going to be able to get COBRA insurance yet. Many companies have between a 30-90 day window before health insurance starts for a new employee. If you are still in that window then either you have to wait until your health insurance starts or will not qualify for COBRA.
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