Many people think that COBRA insurance is only for someone who recently lost or quit their job, however COBRA health insurance actually extends to a much larger group of people who lost their health insurance coverage for a myriad of reasons. One of those reasons under the COBRA insurance laws is legal divorce or separation.
If you recently become divorced or separated, and your former partner works at a company with a qualifying plan, in most circumstances you will be eligible for COBRA insurance coverage. Not only will you be eligible, in most cases, you will be able to continue your care for up to 36 months.
To sign up for COBRA insurance due to divorce or separation, contact your group health insurance plan and make sure to get a COBRA election form. Then simply complete it and send it in within 60 days of the date on the form. You will be responsible for paying the entire premium monthly to keep your health insurance coverage.
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